FAQ: KiwiBuild

In recent years, Kiwis have been finding it harder and harder to buy their first home.

Many New Zealanders are finding themselves locked out of the housing market altogether. It isn’t right that Kiwis who work hard and save responsibly are still unable to buy their first home in this country.

That's why we've launched KiwiBuild, a transformative programme to build quality, affordable starter homes for first home buyers.

KiwiBuild is aiming to build 1,000 homes in the year to June 2019, 5,000 by June 2020, 10,000 by June 2021, and 12,000 every year after that. We’re working with iwi, councils, and the private sector to transform the building and housing sector and help hardworking Kiwis get their foot on the property ladder.

We've answered some common questions here, to help you figure out what KiwiBuild means for you and your family.

Who is eligible?

You must meet a few key criteria to enter a ballot to buy a KiwiBuild home:

  • You must be a New Zealand permanent resident or citizen
  • You must be a first home buyer, or be in a similar financial position as a first home buyer*
  • You must intend to live in the home for a minimum of three years
  • You must have a household income of no more than $120,000 for a single purchaser, and no more than $180,000 for a couple.

*"Second chancers" are people who have previously owned a home but no longer do, and now find themselves in a similar financial position to a first home buyer. For example, someone who sold their home and separated finances after a divorce may not have enough money to put down a deposit for a new home.

How do I register?

You can register online at The online form will ask for your name, email, locations that interest you, and your preferred number of bedrooms.

After registering your interest, you will receive information and updates about KiwiBuild, including when KiwiBuild homes become available. You’ll still need to pass an eligibility test to be considered for a KiwiBuild home.

If you’re unable to submit the form online, it can be printed out and posted to:

Ministry of Business, Innovation and Employment
Attn: KiwiBuild Unit
PO Box 1473
Wellington 6140

Can I register someone else?

Yes. Registration details will only be used to update people on the latest KiwiBuild information. You can unsubscribe at any time.

How much will a KiwiBuild home cost?

KiwiBuild homes will be sold at a fixed price, and sold at cost - that means that the homes will be sold for the amount of money it cost to build them. The Government is not making a profit or subsidising KiwiBuild homes.

We’re keeping the prices as affordable as possible, and we’re building homes in a range of styles and sizes to meet families’ needs.

We have set a number of price caps that reflect the range of homes available and take into account variations in land prices. These are price caps – not targets. We will deliver below these price points wherever we can.

The price cap for KiwiBuild homes excluding those in Auckland and Queenstown is $500,000 (including GST). We are working on identifying whether we can break this price cap down further by bedroom numbers or other variables.

In Auckland and Queenstown, the price cap for a one bedroom home* is $500,000, a two bedroom home is $600,000, and a three or more bedroom home is $650,000. Again, these are caps, not targets, and we will deliver below these caps wherever possible.

*including studio and one+study.

Where will KiwiBuild homes be built?

At least 50,000 KiwiBuild homes will be built in Auckland, to help meet the growing demand for housing in our biggest city.

Outside of Auckland, we're building homes all over the country, with a focus on areas with high housing demand where people have been struggling to afford homes (such as Wellington, Hamilton, Napier-Hastings, Queenstown-Lakes District, Tauranga, Whangarei District and Nelson-Tasman).

How are people selected?

When we get closer to KiwiBuild homes being available for potential buyers, the KiwiBuild Unit will open the pre-qualification process.

As part of the pre-qualification process, you will need to provide details and supporting documentation to the KiwiBuild Unit.

KiwiBuild will run a ballot system. This is to ensure everyone is treated fairly, due to the potential for significant demand for KiwiBuild homes, particularly in the first few years of the programme.

Once your eligibility is confirmed, you will be able to enter a ballot for KiwiBuild homes that fit your requirements, as they become available.

When your name is drawn from the ballot you will get the first opportunity to buy that home for a fixed price.

More information about the pre-qualification and ballot process will be available as our programme of housing developments progresses.

Can I have flatmates or rent out a room in my KiwiBuild home?

Yes. KiwiBuild does not prevent owner occupiers from having flatmates or renting spare rooms – as long as the owner lives at the property.

What if I’ve already owned a home before?

You are eligible for a KiwiBuild home if you have owned a home before, as long as you are in the same financial position as a first home buyer.

That means you must not have assets totalling more than:

  • $120,000 for Auckland
  • $100,000 for Hamilton City, Tauranga City, Western Bay of Plenty District, Kapiti Coast District, Porirua City, Upper Hutt City, Hutt City, Wellington City, Nelson City, Tasman District, Waimakariri District, Christchurch City, Selwyn District, Queenstown Lakes District
  • $80,000 for the rest of New Zealand.

A good example of someone who fits this criteria is someone who sold their home and separated finances after a divorce, who may not have enough money to put down a deposit for a new home.

What happens if I need to sell my KiwiBuild property before three years?

There may be occasions where KiwiBuild home owners encounter unforeseen changes in their circumstances, such as the death of a partner, divorce or serious illness, which means they need to sell their home. In these cases you will need to apply to the KiwiBuild Unit, which will consider each request on a case by case basis.

Who can I speak to for more information?              

The KiwiBuild website ( is the best place to go for further information. Alternatively you can contact the KiwiBuild Unit at [email protected] with any questions.